Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. Despite its convenience, risks still exist. Crashes can still take place, and when they do, passengers may suffer injuries.
We will cover the most common injuries in Uber-related accidents, how to determine liability, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
Passengers in an Uber may suffer a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When uber accident attorney civil lawsuit serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.